By Gloria Dulan-Wilson
NACA in NY, Day 2. Just wanted to give you a miracle update. One of NACA's many - but a true testament to how NACA can make the "impossible" happen - A gentleman in his late fifties had become unemployed as a result of market forces in NYC, but had managed to keep up his payments of $2200.00 in monthly payments on his co-op unit in Brooklyn. He had used a combination of his savings and his unemployment check.
Eventually the savings had run out, and then finally, his unemployment benefits has been exhausted as well - and since he could not get an extension - thanks to certain forces in Congress - faced the real proposition of losing his home - to put it mildly. He was actually facing foreclosure, and had turned to several locally based community organizations for assistance.
Well meaning as they were, they weren't able to assist him, except to postpone what appeared to be the inevitable. When he heard about NACA coming to New York, he came in total desperation. After nearly a year of trying, he had finally gotten a job in his field, but was on a 60 day probationary period. He had tried to get the foreclosure forestalled, and it now looked that he was going to employed, but homeless.
He came with a crowd of other people looking to save their homes, and seeing NACA as their last hope - but holding out no faith that anything concrete could be done - with a stricken look on his face as if he was in pain; braced to hear more bad news; and so tense that he was physically holding his breath - a sign of stress and fear that usually happens when we're facing what might be the the final death knell to his home.
He was optimistically pessimistic - hoping that NACA could help him, but sure that his problems were so serious that no one could. There was a look of quiet desperation in his eyes, as he sat through the orientation - probably thinking, "surely this is a waste of my time, I don't need this, I just need help NOW!" And went into the main room, where at least a hundred other likewise desperate souls all looking to save their homes were seated.
He probably thought that the crowd of people were so many that he wouldn't get the attention that he needed, or that NACA would run out of time - that was Friday, Day 1 of NACA. When he started talking to one of the many thousand skilled counselors in NACA's Charlotte, NC counseling centers, he began feel as though things were hopeless, and began to vent that no one cared what he was going through! "I might as well give up - maybe I can get a room when I get my first real paycheck."
Enter NACA Home Save counselor, Pamela Lyons, who has witnessed this sort of panic before. She listened to him patiently while he ranted and raved, and talked about all the things that he had been through over the past several months - with empathy and concern. And once he had finished, and observed that no security guards had come to drag him off, and that she was still standing there, smiling, talking him through the whole process, he began to calm down somewhat.
She went through his paperwork, helped him talk to the banks; looked at what his assets currently were, and the arrears on his co-op. She worked with him, the banks, and the servicers - and by Day 2, Saturday, had worked out a solution that not only left him smiling, but amazed and fairly dancing with joy: The interest rate on the proprietary mortgage had been reduced from a high rate to just 2%, bringing his monthly payments down considerably. But wonder of wonders, Ms. Lyons and the bank worked it out so that the client would only have to pay $1.00 PER MONTH ON HIS MORTGAGE FOR THE NEXT SIX MONTHS, giving him a chance to get back on his feet and realize an income cushion before resuming payments!!! He looked at her in shock, awe, disbelief, joy, all rolled into one.
NACA and Pam Lyons, and the banking team, who were present and ready to work with people facing foreclosure, under water mortgages, arrears due to job loss and other circumstances, had saved another home! As mentioned in my blog, NACA is a HUD approved organization that provides FREE FORECLOSURE PREVENTION and MORTGAGE RESTRUCTION or REDUCTION SERVICE via their HOME SAVE program. They are national in scope and have saved hundreds of thousands of homes throughout the US - especially since the combined economic downturn and mortgage backed securites forced millions of Americans to lose their homes. They go throughout the US and provide hands on service and the opportunity to meet face to face with the banks that hold the mortgage, and work out solutions and access most other organizations don't have.
On the other side of the room, families who had given up hope of owning their own home and getting out from under over priced rents in substandard dwellings, were likewise leaving with happy looks on their faces.
What about the rest of you? Are you sitting on your own private mortgage powerkeg - one that's getting ready to blow up in your face?
Well this is Day 3 of NACA - Sunday, June 22. Shouldn't you be taking advantage of their services? Why continue to suffer, when you can succeed, with their help, in getting a workable solution to your mortgage problems? It may not be getting your mortgage reduced to $1.00 per month, but NACA will work with you to produce a workable solution to your own mortgage issues.
And for first time homebuyers - why continue to pay someone else's mortgage, when you can own your own home and benefit from the joys of ownership and tax benefits as well? NACA has the best mortgage in the world FREE COUNSELING, FREE DOWN PAYMENT, FREE CLOSING COSTS, INTEREST RATE 1% BELOW PRIME. They are the gold standard in mortgages. What are you waiting for?
It's Day 3 - NY, NJ, CT, PA, MD & DC - COME AND GET YOUR MIRACLE. NACA is in Brooklyn, NY at the Marriott, Brooklyn Bridge - til Tuesday, June 24. It's a national organization, so no matter where you live in the US, NACA can help you.
Go online and make your reservation - www.naca.com, or just show up -
Let this be the beginning of the end of your worries, and the beginning of better, brighter, happier days ahead.
Stay Blessed &
ECLECTICALLY BLACK
Gloria Dulan-Wilson
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Gloria Dulan-Wilson Blog/ ECLECTICALLY BLACK NEWS
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Showing posts with label Marriott Brooklyn Bridge. Show all posts
Showing posts with label Marriott Brooklyn Bridge. Show all posts
6.19.2014
EMERGENCY EVENT ALERT: NACA IN NEW YORK FOR 5 DAYS - NY, NJ, PA, MD, DC CT - Need help? Need a New Home? Be There!!!
By Gloria Dulan-Wilson
NACA's back, and Brooklyn's got them.
Yes I said BROOKLYN!!!
For the first time since their massive Home Save Roll out of 2009 at Javits Center, NACA will be in Brooklyn at the Marriot Brooklyn Bridge - for five (5) days!!!
Not only is this great news for Brooklyn Homeowners and Want to Be Home Owners (aka First Time Home Buyers) , but for those traveling from Bronx, Manhattan, Queens, Staten Island - It's ultra convenient to reach - you take the A Train to Jay Street Metrotech - you take the elevator, escalator or stairs up - you exit the system, and walk a measly half a block to the Marriott - no slow moving, traffic delayed cross town bus to take; or circling miles around to find a place to park. You're there already. So now you can concentrate on making sure you have all your paperwork, documents and other information together.
Coming in from Long Island? Take the Long Island Rail Road to Atlantic Terminal and the 2 or 3 or 4 or 5 train to Borough Hall, and walk across the courtyard - and there you are!
Those of you who are in DC, Maryland, Pennsylvania, New Jersey, Connecticut, Boston, Atlanta - NACA is National - so you are also in the mix - if you have mortgage challenges in either trying to pay one that is under water, or trying to obtain one for that home of your dreams - I repeat: NACA IS NATIONAL!!! You just need to get to New York - Mega Bus, Bolt Bus, Greyhound Bus, Amtrak, Chinese Bus, private car; van, carpool - I've taken many a group from New York to other NACA events in other states, when they were facing a time crunch; you can do likewise. Philly has SEPTA Regional Rail to Trenton; and then the Trenton Local to Penn Station. Regardless of how you get here, once you're here $2.50 gets you on the A train to the Brooklyn Bridge Marriott -
Nothing could be simpler - especially when it means that you are either saving your home from foreclosure; short sale; ridding yourself of an over burdensome interest rate, or are now ready to own the home of your dream.
NACA IS HUD APPROVED - which means they are not a fly-by-night organization. Their counselors are well trained, highly skilled, friendly, positive, empowering, caring, concerned and ethical. They will work with you and your family. So, don't miss out on your chance to have a decent affordable home.
They are also hands on, which means that nothing is done by remote control - although you do have to have an email address and access to your own computer.
Five Days: Friday, June 20; Saturday June 21, Sunday June 22 (come after church); Monday June 23; Tuesday June 24 (vote first New Yorkers) - there are plenty of opportunities to get there and take advantage of the worlds best mortgage - No down payment, no closing costs; mortgage 1% below prime rate - and free services and counseling.
For those with foreclosures or other pending problems, the banks are there waiting to service you.
So get to NACA, get it done, get peace of mind and enjoy the rest of the summer and the rest of your life.
The other basic information follows
I'll see you there.
Stay Blessed &
ECLECTICALLY BLACK
Gloria Dulan-Wilson
www.gloriadulanwilson.blogspot.com/ECLECTICALLY BLACK NEWS
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NACA's back, and Brooklyn's got them.
Yes I said BROOKLYN!!!
For the first time since their massive Home Save Roll out of 2009 at Javits Center, NACA will be in Brooklyn at the Marriot Brooklyn Bridge - for five (5) days!!!
Not only is this great news for Brooklyn Homeowners and Want to Be Home Owners (aka First Time Home Buyers) , but for those traveling from Bronx, Manhattan, Queens, Staten Island - It's ultra convenient to reach - you take the A Train to Jay Street Metrotech - you take the elevator, escalator or stairs up - you exit the system, and walk a measly half a block to the Marriott - no slow moving, traffic delayed cross town bus to take; or circling miles around to find a place to park. You're there already. So now you can concentrate on making sure you have all your paperwork, documents and other information together.
Coming in from Long Island? Take the Long Island Rail Road to Atlantic Terminal and the 2 or 3 or 4 or 5 train to Borough Hall, and walk across the courtyard - and there you are!
Those of you who are in DC, Maryland, Pennsylvania, New Jersey, Connecticut, Boston, Atlanta - NACA is National - so you are also in the mix - if you have mortgage challenges in either trying to pay one that is under water, or trying to obtain one for that home of your dreams - I repeat: NACA IS NATIONAL!!! You just need to get to New York - Mega Bus, Bolt Bus, Greyhound Bus, Amtrak, Chinese Bus, private car; van, carpool - I've taken many a group from New York to other NACA events in other states, when they were facing a time crunch; you can do likewise. Philly has SEPTA Regional Rail to Trenton; and then the Trenton Local to Penn Station. Regardless of how you get here, once you're here $2.50 gets you on the A train to the Brooklyn Bridge Marriott -
Nothing could be simpler - especially when it means that you are either saving your home from foreclosure; short sale; ridding yourself of an over burdensome interest rate, or are now ready to own the home of your dream.
NACA IS HUD APPROVED - which means they are not a fly-by-night organization. Their counselors are well trained, highly skilled, friendly, positive, empowering, caring, concerned and ethical. They will work with you and your family. So, don't miss out on your chance to have a decent affordable home.
They are also hands on, which means that nothing is done by remote control - although you do have to have an email address and access to your own computer.
Five Days: Friday, June 20; Saturday June 21, Sunday June 22 (come after church); Monday June 23; Tuesday June 24 (vote first New Yorkers) - there are plenty of opportunities to get there and take advantage of the worlds best mortgage - No down payment, no closing costs; mortgage 1% below prime rate - and free services and counseling.
For those with foreclosures or other pending problems, the banks are there waiting to service you.
So get to NACA, get it done, get peace of mind and enjoy the rest of the summer and the rest of your life.
The other basic information follows
I'll see you there.
Stay Blessed &
ECLECTICALLY BLACK
Gloria Dulan-Wilson
www.gloriadulanwilson.blogspot.com/ECLECTICALLY BLACK NEWS
On Wed, Jun 18, 2014 at 9:40 PM, <naca-alert@naca.com> wrote:
Versión en Español se encuentra al final:
Dear Gloria,
NACA’s next event is in NEW YORK starting Friday June 20th through Tuesday June 24th. This is for both homeowners with an unaffordable mortgage and homebuyers wanting to purchase with the best mortgage in America. Homeowners meet face-to-face with your lender to obtain an affordable solution. ALL SERVICES DURING THE EVENT ARE FREE!
NACA’S NEW YORK AMERICAN DREAM EVENT: (click here for the flyer)
When: Friday June 20th through Tuesday June 24th
Where: Marriott at the Brooklyn Bridge, 333 Adams Street, Brooklyn, NY 11201
Time: 8:00 a.m. – 6:00 p.m. every day for five days
Purchase Workshops each day: 9:00 a.m. – 12:00 p.m.; 1:00 p.m. – 4:00 p.m.
Registration: Registration is important, but not required ( Click here to register and documents you should bring).
What to Bring: For a list of documents to bring (click here for the documents you should bring).
NACA Participants: Access your Web-File for updates and next steps (Click here for your Web-File).
More Information: www.naca.com
HomeSave (Homeowners with unaffordable mortgage):
Homeowners can meet face-to-face with their lender to obtain same day solutions reducing their mortgage payment by hundreds and sometimes over a thousand dollars to achieve an affordable payment with interest rates as low as 2% and/or large principal reductions.
Purchase (Access America’s Best Mortgage):
Buyers have access to NACA’s Best in America Mortgage with: No down payment, No closing costs, No fees, No perfect credit (qualification based on buyers individual circumstances not credit score), and everyone receives the below market fixed interest rate (4.0% 30 year fixed as of 6/17/2014).
You have everything to gain and nothing to lose! It is free. All that is required is an investment of your time and effort. NACA has legally binding agreements with the lenders to get it done. Tell your family, friends, neighbors and co-workers and have them come from near and far. NACA is the largest and most effective HUD certified non-profit homeownership organization
Sincerely,
Bruce Marks
NACA CEO
P.S. Homeowners and Home Buyers have everything to gain and nothing to lose – IT IS FREE. Be sure to visit www.naca.com for more information and know what to bring.
FORWARD THIS ON YOUR FACEBOOK, TWITTER, OR OTHER SOCIAL NETWORKING SITE
Links:
- Media coverage of previous events
- NEW YORK outreach flyer - (Click for flyer)
If you're not interested continuing working with NACA and do not want to receive further notifications click here.
Estimado Gloria Wilson,
El Evento de NACA "El Sueño Americano" viene a NEW YORK empezando el Viernes, June 20 - Martes, Junio 24. Este evento es tanto para los dueños de casa que actualmente tienen dificultad en pagar su hipoteca y también para compradores de vivienda, queriendo obtener la mejor hipoteca en los Estados Unidos. Esta es su oportunidad de encontrarse cara a cara con su prestamista para obtener una solución absequible o un consejero de NACA para ser calificado para la hipoteca de NACA con términos increíbles. TODOS LOS SERVICIOS SON GRATIS!
EL EVENTO DE NACA “EL SUEÑO AMERICANO”: (click here for the flyer)
Cuándo: Viernes, June 20 - Martes, Junio 24
Dónde: Marriott at the Brooklyn Bridge, 333 Adams Street, Brooklyn, NY 11201
Hora: 8:00 am - 8:00 pm todos los días durante cinco días
El taller para Compra de casa será cada día a las: 9:00 a.m. – 12:00 p.m.; 1:00 p.m. – 4:00 p.m.
Registración: Es importante pero no requerida, pero le facilitará a su prestamista y a NACA poder trabajar en su archivo por adelantado para así lograr una solución el mismo día. (Oprima aquí para registrarse y saber que documentos traer)
Que traer: Para una lista de los documentos que debe traer (Oprima aquí para una lista de los documentos que debe traer)
Participantes de NACA: Aceso a su archivo electrónico para mensajes actualizados y notas sobre los próximos pasos a seguir. (Oprima aquí para acceso a su archivo electrónico)
Más información: www.naca.com
Salve Su Casa (Dueños de Casa que tienen dificultad pagando la hipoteca):
Dueños de casa se pueden reunir cara-a-cara con su prestamista y pueden obtener una solución el mismo día, reduciendo así el pago mensual de su hipoteca por cientos y a veces hasta miles de dólares, para así lograr un pago que puedan hacer dentro de su presupuesto con interéses tan bajos como 2% y/o reducciones en el balance del principal de la hipoteca.
Compra de Casa:
Compradores de Casa pueden acceder la Mejor Hipoteca en América, la Hipoteca de NACA: sin pago inicial, sin costos de cierre, sin cuotas y no necesita crédito perfecto (cualificación no esta basada en la puntuación de crédito pero en una evaluación de las circunstancias individuales), y todos los que solicitan reciben una tasa interés fijo por debajo del mercado (4.0% 30 años fijo el 6/17/2014).
Usted tiene todo que ganar y nade que perder! Todos los servicios son gratis. Todo lo que se require es una inversión de su tiempo y su esfuerzo. NACA tiene contratos con los prestamistas para hacer estos programas posibles. Dígale a su familia, vecinos, amigos y compañeros de trabajo e invítelos a que vengan aunque vivan cerca o lejos. NACA es la organización más grande y efectiva en el area de consejería y financiamiento de vivienda, sin fines de lucro y certificada por HUD.
Atentamente,
Bruce Marks
NACA CEO
PD Usted tiene todo que ganar y nada que perder – ES GRATIS. No deje de visitar a www.naca.com para obtener más información y saber lo que debe traer.
ENVIAR ESTO EN SU SITIO DE RED DE FACEBOOK, TWITTER, O DE OTRO TIPO SOCIAL Enlaces:
- La cobertura de los medios de comunicación a de los eventos anteriores
- NEW YORK outreach flyer - (Click for flyer)
Si no está interesado en seguir trabajando con NACA y no desea recibir más notificaciones, presione aquí
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