FORECLOSURE PREVENTION ALERT: NACA comes to Brooklyn, March 24 - Tell A Friend and Be There -The Home You Save May Be Your Own

by Gloria Dulan-Wilson

Hello All:

I am forwarding NACA Flyers "Save The Dream Workshop" to your attention. Please email, or print and distribute - share - with your constituents, neighbors, friends, associates, acquaintances, neighbors, etc. It will be held at the Bedford-Stuyvesant Multi Services Center, 1958 Fulton Street, Auditorium, Saturday, March 24, from 10:00 to 12:00. Doors open at 9:30AM. (copy and paste into your browser):

https://docs.google.com/viewer?a=v&pid=gmail&attid=0.1&thid=135f9aa136e83e68&mt=application/pdf&url=https://mail.google.com/mail/?ui%3D2%26ik%3Dfbcbdb27f2%26view%3Datt%26th%3D135f9aa136e83e68%26attid%3D0.1%26disp%3Dsafe%26zw&sig=AHIEtbTMy6FFFCp_5MruFGUviu4Ma0hOKg&pli=1

Brooklyn has the highest number of lis pendens (pre-foreclosure notices), and the highest number of foreclosures of the five boroughs. Queens has the second highest number. Recently 1600 homes received such notifications, and many of these families are now sitting on a ticking timebomb. Likewise those brothers and sisters living in Long Island and Westchester are also facing similar threats.

I was also alarmed to learn that the Black population of Brooklyn has been significantly and drastically reduced from 85% in 2006 to 55% within in the last 6 years!!! This is no accident. This is an assault. We are being driven out through the largest land grab ever!!! And those who try to rationalize it and couch it in any other terms are really deluding themselves and us in the process.

While the measures that President Obama has enacted will be helpful to many families, the capacity to completely restructure mortgages so that they are affordable, and no longer toxic is still an absolute necessity, and many home owners, or banks, don't have the capacity. Additionally, on the other hand, many banks are still not cooperative in providing the comprehensive assistance in good faith to make sure the negotiations are handled equitably and in a timely manner.

What ever the case - we have to stop the madness, or become part of a self fulfilling prophecy!

NACA - the Neighborhood Assistance Corporation of America - has been restructuring mortgages, saving homes from foreclosures, negotiating with banks in the behalf of oppressed homeowners for nearly 25 years. The service is free. The counselors are well trained and available to help in every possible way.

NACA is also a national organization, so if you're reading this and live outside of New York City, but need immediate help, you can come to the workshop and receive assistance as well.

It's a mandatory 2 hours in order to qualify for the comprehensive free counseling services. So arrive at 10:00 and be prepared to remain until 12:00. Spouses must come together in order to receive counseling.

Also Note that this is a prelude to the upcoming comprehensive 5 day HOME SAVE Marathon that NACA will be holding at the Javits Center in from April 24th 30th. Those who attend this workshop will be placed on priority in working with the more than 80 banks that will be present, because all of your documentation will have been gathered ahead of time. Additionally, if there are those who attend the upcoming March 24 seminar, who are interested in providing volunteer service during the New York Homesave Marathon, you will be awarded two hours of unbroken priority time with the counselors and banks in restructuring your mortgages.

NACA is reaching out to all the elected officials in the five boroughs to come together in providing a facility for a NACA headquarters. New York, the financial capital of the world, is under siege. Not only are the homes being auctioned off to creditors right under their very noses, without their knowledge or notification; but with so many discouraged, even with the programs that both President Obama and NACA have put forward to rectify these problems, many have become so discouraged and beaten down, they no longer have the fight within them to reverse these problems. And, yes, in many instances, there are those foreclosures that have been proven to be specious and unscrupulous, and may be reversed with the appropriate forensic information. In order to make that happen, however, it is necessary to work with locally, city, state and national officials. Or New York will no longer belong to or be for New Yorkers.

Please make copies of these flyers and hand them out at your City Council person, assembly member, State Senator, Congressman or woman; Clergy, churches, super markets, clubs, community centers, your union affiliations, fraternity and sorority affiliations, to your friends, family, neighbors, acquaintances, even enemies.

https://docs.google.com/viewer?a=v&pid=gmail&attid=0.1&thid=135f9aa136e83e68&mt=application/pdf&url=https://mail.google.com/mail/?ui%3D2%26ik%3Dfbcbdb27f2%26view%3Datt%26th%3D135f9aa136e83e68%26attid%3D0.1%26disp%3Dsafe%26zw&sig=AHIEtbTMy6FFFCp_5MruFGUviu4Ma0hOKg&pli=1

This is no time for shame, face saving, or emotional basket cases. This is a time for action. This is a time to take control of your life and your home. You deserve a decent affordable home in the land of the brave, the home of the free. That's the President's stand, and it's NACA's stand as well.

You can go on line and register at www.naca.com

Make it your business to be there to be helped on Saturday, March 24, 2012, at 10:00 at the Bedford Stuyvesant Multi Services Center, 1958 Fulton Ave., at Ralph - A Train to Ralph Ave. Stop; # 25 Bus to Ralph Ave; #47 Bus to Ralph Ave and Fulton.

STAY BLESSED &
ECLECTICALLY BLACK
Gloria Dulan-Wilson

NACA SAVE THE DREAM 7-DAY MARATHON IN D.C. July 23-July 30

by Gloria Dulan-Wilson

NACA’S SAVE-THE-DREAM EVENT FREE IN WASHINGTON D.C. NEW YORKERS KNOW HOW TO GET TO D.C.

If your home is under threat of foreclosure or auction, take your paperwork, and get there.
They are open 24/7 for the rest of the week!!!

As you know, I am an advocate for NACA, the Neighborhood Assistance Corporation of America, and am working to bring a branch to Brooklyn. I have made several referrals to NACA in Newark, because, try as they might, many of our local organizations don't have the resources to resolve the problems of families in crises.

There have been several interim NACA workshops in Brooklyn and Queens to alleviate some of the pressures of foreclosures in a hostile real estate and banking environment, that has push New Yorkers to a posture of having one foot in their homes and the other in the street.

At present, the closest NACA center is in Newark, NJ. I am hoping to announce soon that Brooklyn has finally obtained its own branch.

In the interim, Bruce Marks, founder of NACA continues to take NACA's show on the road throughout the US trying to help those families who are facing dire straits as a result of predatory lending practices; collateralizing and securitizing our mortgages and selling them to foreign investors, and an economic downturn that would have become a massive sinkhole had it not been for President Barack Obama.

NACA is in DC this week! This is good news for those of use on the Eastern Seaboard, because, if you missed them at Javits in December, at Boys and Girls High in January, at the Bed-Stuy Multi-Services Center in March and May, or in Atlantic City in May, you can definitely get to DC.

New Yorkers are great for making DC Runs. So this is a piece of cake for us.

NACA’S SAVE-THE-DREAM EVENT ALL SERVICES ARE FREE – SAVE YOUR HOME! WASHINGTON, D.C. – D.C. CONVENTION CTR Friday July 23 rd thru Friday 30 th – 24hrs a day! If you are in New York, New Jersey, Pennsylvania, Connecticut, Virginia, you can take advantage of this opportunity to have your mortgage permanently restructured so that you no longer have to chose between food and a roof over your head.

DC is just 4 hours from NYC by Car, bus or train. Don't sit here and blow an opportunity to save your home. Get your papers together and be there. They are offering services 24 hours a day until Friday, July 30.

When & Where
All Day & All Night Washington D.C. D.C Convention Ctr 801 Mount Vernon Place N.W
Washington, D.C.
Friday July 23 through Friday July 30th 24 Hours Per Day
200 Straight Hours

Who Should Attend
Anyone with an unaffordable mortgage who lives in the house and does not own another house.

What to Bring
Necessary (most recent): Verification of Income
o Employed (30 days paystubs)
o Self-Employed (six months bank statements)
Optional (bring if possible):
Mortgage statement
Property Tax statement
Property Insurance statement
Not Based on: Mortgage status (i.e. current, late or foreclosure eligible) Employed or Unemployed Property value or location (not limited) Income (not limited)

Three step process:
If you completed any of these prior to the event, skip that step and go directly to the next. 1. Orientation
2. Counseling Session (submission to lender)
3. Meet your Lender (most lenders & investors will be at the event and we work with everyone)
Lenders and Investors will have hundreds of staff available to restructure loans the same day!

Testimony from One Of Many Dreams Saved:
Homeowner Carlos and Caitlyn Pavon of Silver Spring Maryland is just one of many thousands of examples. Her interest rate went from 8% to 2% for the life of the loan. They are saving $965 a month. “NACA not only stopped the sale of our home, but they negotiated a 2% interest rate. That means we are saving $965 a month. Thank you NACA for helping us save our home,” says Carlos Pavon

NACA, Neighborhood Assistance Corporation of America is a non-profit
HUD Certified organization that is the largest and most effective in restructuring mortgages to an affordable payment.

NACA has assisted homeowners in saving over $500/month and some over 1,000/month by permanently reducing the interest rate to as low as 2% and, if necessary, reducing the principal.

NACA has legally binding contracts with all the major lenders and investors to achieve permanent affordable solutions for many thousands of homeowners

Register at www.naca.com.
Walk-ins are Welcome!
Doors open July 23rd at 9:00 a.m. & close July 30th at 8:00 p.m. –
Over 200 Hours KEEP YOUR HOME – ALL SERVICES ARE FREE!

EMERGENCY ALERT! EMERGENCY ALERT! EMERGENCY ALERT!

NACA has been instrumental in saving thousands of homes over the past 20 years, as a result of having negotiated, on their own, with banks and lending institutions who have set aside millions of dollars to rectify egregious transgressions against low and moderate income families who wanted to become home owners. In fact, there have been virtually no defaults or delinquencies on the mortgages arranged by NACA for these home buyers.

There is word that the funds NACA has had at its disposal may be threatened, unless we, the citizens who are in dire need of their services, speak out in their behalf, and alert President Obama and the Treasury to leave NACA intact. In fact, they should be increasing their funding, because of their effectiveness, and because the problem still exists, and we still need their help.

Also, word is that Chase Bank has been uncooperative in rectifying the over burdened mortgages. If the banks, who are at the center of the problem, are not willing to cooperate, it it may be necessary to send a clear signal that Americans are fed up with those who can so callously ignore their needs, sitting in the comforts of their homes, while ours are under threat.

There is a statement that banks don't want to own our homes. If that is the case, why are they continuing to foreclose on them, giving families the run around, instead of being cooperative in rectifying the situation. This is the reason NACA's services are essential. They are a pit bull when it comes to making sure we don't get ripped off.

In a country that calls itself the land of the free and the home of the brave; in a world where the basic laws of nature (and rights of humans?) is food, clothing and shelter, it always calls to question whether the ones who would deprive you of those basic needs could be considered human or humane. There are more commercials on TV for saving deprived animals than there are for those who are under threat of losing their homes.

It has to be the most terrifying thing in the world, to consider the possibility of being rendered homeless because of unscrupulous dealings within the real estate and banking industry -- peopled by individuals whose motivation is based on turning a buck, collecting a commission - regardless of the hardship and peril it visits on so many families.

You can easily go on line and see the good NACA has done and continued to do in the nearly 25 years it's been in existence. It joined forces with HUD obstensibly to be able to expand what they do, because America was in dire need. I hope that the affiliation with HUD does not handicap what NACA is able to do.

Speak out now. Make sure they are aware that NACA knows best. Allow them to do what they do best - save homes, and help families obtain homes. To let the banks make the decisions about how they will "help" the people is like putting the fox in charge of the hen house. It just won't get done. They'll back end everything, and you'll end up owing more than when you walked in the door. It's not in their DNA.

Write the President, write your congressional representative; write NACA, and make sure that they continue to be here, continue to have the requisite funding and are effective for the next 25 years.

By the way, the NATIONAL URBAN LEAGUE is celebrating its 100th Anniversary. They and NACA will both be at the Washington Convention Center at the same time. What an opportunity for synchronicity and collaboration.

Stay Blessed &
ECLECTICALLY BLACK
Gloria Dulan-Wilson