by Gloria Dulan-Wilson


If your home is under threat of foreclosure or auction, take your paperwork, and get there.
They are open 24/7 for the rest of the week!!!

As you know, I am an advocate for NACA, the Neighborhood Assistance Corporation of America, and am working to bring a branch to Brooklyn. I have made several referrals to NACA in Newark, because, try as they might, many of our local organizations don't have the resources to resolve the problems of families in crises.

There have been several interim NACA workshops in Brooklyn and Queens to alleviate some of the pressures of foreclosures in a hostile real estate and banking environment, that has push New Yorkers to a posture of having one foot in their homes and the other in the street.

At present, the closest NACA center is in Newark, NJ. I am hoping to announce soon that Brooklyn has finally obtained its own branch.

In the interim, Bruce Marks, founder of NACA continues to take NACA's show on the road throughout the US trying to help those families who are facing dire straits as a result of predatory lending practices; collateralizing and securitizing our mortgages and selling them to foreign investors, and an economic downturn that would have become a massive sinkhole had it not been for President Barack Obama.

NACA is in DC this week! This is good news for those of use on the Eastern Seaboard, because, if you missed them at Javits in December, at Boys and Girls High in January, at the Bed-Stuy Multi-Services Center in March and May, or in Atlantic City in May, you can definitely get to DC.

New Yorkers are great for making DC Runs. So this is a piece of cake for us.

NACA’S SAVE-THE-DREAM EVENT ALL SERVICES ARE FREE – SAVE YOUR HOME! WASHINGTON, D.C. – D.C. CONVENTION CTR Friday July 23 rd thru Friday 30 th – 24hrs a day! If you are in New York, New Jersey, Pennsylvania, Connecticut, Virginia, you can take advantage of this opportunity to have your mortgage permanently restructured so that you no longer have to chose between food and a roof over your head.

DC is just 4 hours from NYC by Car, bus or train. Don't sit here and blow an opportunity to save your home. Get your papers together and be there. They are offering services 24 hours a day until Friday, July 30.

When & Where
All Day & All Night Washington D.C. D.C Convention Ctr 801 Mount Vernon Place N.W
Washington, D.C.
Friday July 23 through Friday July 30th 24 Hours Per Day
200 Straight Hours

Who Should Attend
Anyone with an unaffordable mortgage who lives in the house and does not own another house.

What to Bring
Necessary (most recent): Verification of Income
o Employed (30 days paystubs)
o Self-Employed (six months bank statements)
Optional (bring if possible):
Mortgage statement
Property Tax statement
Property Insurance statement
Not Based on: Mortgage status (i.e. current, late or foreclosure eligible) Employed or Unemployed Property value or location (not limited) Income (not limited)

Three step process:
If you completed any of these prior to the event, skip that step and go directly to the next. 1. Orientation
2. Counseling Session (submission to lender)
3. Meet your Lender (most lenders & investors will be at the event and we work with everyone)
Lenders and Investors will have hundreds of staff available to restructure loans the same day!

Testimony from One Of Many Dreams Saved:
Homeowner Carlos and Caitlyn Pavon of Silver Spring Maryland is just one of many thousands of examples. Her interest rate went from 8% to 2% for the life of the loan. They are saving $965 a month. “NACA not only stopped the sale of our home, but they negotiated a 2% interest rate. That means we are saving $965 a month. Thank you NACA for helping us save our home,” says Carlos Pavon

NACA, Neighborhood Assistance Corporation of America is a non-profit
HUD Certified organization that is the largest and most effective in restructuring mortgages to an affordable payment.

NACA has assisted homeowners in saving over $500/month and some over 1,000/month by permanently reducing the interest rate to as low as 2% and, if necessary, reducing the principal.

NACA has legally binding contracts with all the major lenders and investors to achieve permanent affordable solutions for many thousands of homeowners

Register at www.naca.com.
Walk-ins are Welcome!
Doors open July 23rd at 9:00 a.m. & close July 30th at 8:00 p.m. –


NACA has been instrumental in saving thousands of homes over the past 20 years, as a result of having negotiated, on their own, with banks and lending institutions who have set aside millions of dollars to rectify egregious transgressions against low and moderate income families who wanted to become home owners. In fact, there have been virtually no defaults or delinquencies on the mortgages arranged by NACA for these home buyers.

There is word that the funds NACA has had at its disposal may be threatened, unless we, the citizens who are in dire need of their services, speak out in their behalf, and alert President Obama and the Treasury to leave NACA intact. In fact, they should be increasing their funding, because of their effectiveness, and because the problem still exists, and we still need their help.

Also, word is that Chase Bank has been uncooperative in rectifying the over burdened mortgages. If the banks, who are at the center of the problem, are not willing to cooperate, it it may be necessary to send a clear signal that Americans are fed up with those who can so callously ignore their needs, sitting in the comforts of their homes, while ours are under threat.

There is a statement that banks don't want to own our homes. If that is the case, why are they continuing to foreclose on them, giving families the run around, instead of being cooperative in rectifying the situation. This is the reason NACA's services are essential. They are a pit bull when it comes to making sure we don't get ripped off.

In a country that calls itself the land of the free and the home of the brave; in a world where the basic laws of nature (and rights of humans?) is food, clothing and shelter, it always calls to question whether the ones who would deprive you of those basic needs could be considered human or humane. There are more commercials on TV for saving deprived animals than there are for those who are under threat of losing their homes.

It has to be the most terrifying thing in the world, to consider the possibility of being rendered homeless because of unscrupulous dealings within the real estate and banking industry -- peopled by individuals whose motivation is based on turning a buck, collecting a commission - regardless of the hardship and peril it visits on so many families.

You can easily go on line and see the good NACA has done and continued to do in the nearly 25 years it's been in existence. It joined forces with HUD obstensibly to be able to expand what they do, because America was in dire need. I hope that the affiliation with HUD does not handicap what NACA is able to do.

Speak out now. Make sure they are aware that NACA knows best. Allow them to do what they do best - save homes, and help families obtain homes. To let the banks make the decisions about how they will "help" the people is like putting the fox in charge of the hen house. It just won't get done. They'll back end everything, and you'll end up owing more than when you walked in the door. It's not in their DNA.

Write the President, write your congressional representative; write NACA, and make sure that they continue to be here, continue to have the requisite funding and are effective for the next 25 years.

By the way, the NATIONAL URBAN LEAGUE is celebrating its 100th Anniversary. They and NACA will both be at the Washington Convention Center at the same time. What an opportunity for synchronicity and collaboration.

Stay Blessed &
Gloria Dulan-Wilson


  1. Very good report...It is very informative..thanks for sharing it...

  2. i went to naca back in feb, the only answer was that the bank refused because of negative surplus when i askes naca what that ment they had no clue, so i called the bank and they also said they had no clue. since feb of 2010 i have been given the runaround by boa and naca was to have a negotiator call me and to this day no one has, so i went with an lawyer after 6 month i am now being told that the bank won`t negogiate with his firm because naca is in volved time is running out what do i do??????


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