NACA HOME SAVE PROGRAM AT BOYS & GIRLS HIGH IN BROOKLYN JANUARY 2, 2010

BACK BY POPULAR DEMAND AND GREAT NECESSITY NACA'S SAVE THE DREAM FORECLOSURE PREVENTION AT BOYS and GIRLS HIGH IN BROOKLYN JANUARY 2, 2010

BY Gloria Dulan-Wilson

I so am happy to announce that as a result of the overwhelming turn out, and the demand, NACA will be hosting a 2 HOUR WORKSHOP SATURDAY, JANUARY 2, 2010, 1pm - 3pm at BOYS AND GIRLS HIGH SCHOOL, 1700 Harriett Tubman Way (1700 Fulton St.), in Brooklyn, NY.

So mark your calendars, clear your agendas; get your paperwork together.  It's the day after Kwanzaa, the Saturday after New Years day.  But more importantly, this is a second chance to receive assistance  WITH YOUR PROBLEM MORTGAGES, FORECLOSURE NOTICES AND AUCTION NOTICES, and TO SAVE YOUR HOMES. 

NACA, the acronym for the Neighborhood Assistance Corporation of America, recently wrapped up a 5-day intensive, Save The Dream foreclosure prevention blitz at the Javits Center.  From Friday, December 11 through Tuesday, December 15, from 9:00 am to 8:00 pm, nearly 12 hours a day, non-stop, they provided free, same day mortgage restructuring for New Yorkers and surrounding communities in the tri-state area.

More than 2000 homes were saved. To ensure complete and comprehensive service, they brought 320 counselors to New York City from North Carolina for their highly successful Home Save Program.

While the first day's turnout was sparse, by December 15, the final day, the line was around the block. Unfortunately, too many people waited until the last minute. Too many didn't believe that NACA could help. Too many had already taken their hard earned, hard to come by money (usually $3000.00) and gave it to "consultants" who promised to help but ripped them off instead. Too many tried to work things out with their banks, and found themselves ignored and disrespected, have become jaundiced, or stressed and distressed, and so have virtually given up. So many people arrived at Javits late in the day, much too late to receive any effective assistance, with less than 4 hours before the center closed, and hundreds already on line ahead of them.

So this is a second chance. NACA is back by popular demand and dire necessity. And this time they're in Brooklyn. If you are one of the people who bought an over priced property; have an over sized, unmanageable mortgage, and you don't know where your next dime is coming from that you need to be there.

You need to be the first in line to get the services that NACA is providing. If you're reading the latest dish on Tiger instead of focusing on the reduction in your mortgage payments, you are on the late show.

Though President Obama has done his best to negotiate with mercenary banks and mortgage companies to have mercy on home owners, the only organization that has really been able to bring them to heel is NACA. People came from New Jersey, Long Island, Atlanta, GA, Connecticut, DC, even as far away as California to Javits Center to have their mortgages restructured. The great thing is that this time NACA will be in Brooklyn. This is a win-win situation.

Bruce Marks founded NACA 22 years ago as a result of predatory lending practices in Boston.  A union leader at the time, Marks found out that his fellow union members were being redlined, gouged, denied, and put into situations that were untenable. Over the past 22 years, NACA has put together a precision package that has made a critical difference, not just in Boston, but throughout the US. So much so that his organization is endorsed by HUD as the go-to people to save homes.

By the way, NACA works with first time homebuyers as well, providing counseling, training, down payment, closing costs, and mortgages one percent below prime. So either way, you can't afford to not be there.

Live coverage of NACA's Home Save Project can be viewed online at www.onthespot.com.

So start off 2010 with the peace of mind that the roof over your head is secure. Even those who have joined the ranks of the recently unemployed or under employed will be able to get assistance through NACA.

I think I've made myself quite clear. If you don't own a home, but know someone who does, someone who is struggling with high mortgage payments, who has an auction date-- pass this on to them. Do not sit on it. If you are a church group, a non-profit organization, a union member, a legislator or an elected official -- tell your congregation, constituents and compadres.

NACA IS AT BOYS AND GIRLS HIGH SCHOOL, SATURDAY JANUARY 2, 2010, 1pm to 3pm. See you there.

Those of you who want more information about NACA's history and services, log on to www.naca.com.

Stay Blessed &
ECLECTICALLY BLACK

Gloria Dulan-Wilson