12.15.2009
LAST DAY FOR NACA SAME DAY HOME SAVE FROM FORECLOSURE AT THE JAVITS - GET YOURSELVES THERE!
TODAY IS TUESDAY, DECEMBER 15, 2009, AND BROOKLYNITES, AND THE REST OF THE 5 BOROUGHS HAVE EXACTLY 8 HOURS TO GET TO JAVITS WITH YOUR PROBLEM MORTGAGES, FORECLOSURE NOTICES AND AUCTION NOTICES TO SAVE YOUR PROPERTIES.
by Gloria Dulan-Wilson
There is an etiquette in the blogosphere that says when you write in all caps, it is considered shouting. Well I am shouting, because I need to get your attention.
Now I don't have to be any more graphic than that do I? Do I have to say it's 12:30 in the morning, do you know where your bank's loan modification server is? The unfortunate truth is that many of those in distress probably know more about Tiger Wood's misfortune than their own. Many are more informed about what is going to happen to his multi-millions of dollars than they are about where they're going to get the next month's money for their mortgage.
Do I have to those of you, who are one of the people who bought into an over priced property, with an over sized, unmanageable mortgage, and you don't know where your next dime is coming from that you need to be the first in line to get the same day service that NACA is providing free to the public, and if you're reading the Daily News latest dish on Tiger instead of the reduction in your mortgage payments, that you are on the late show?
Do I have to say that while President Obama has done the best he could to negotiate with mercenary banks ad mortgage companies to have mercy on home owners, but the only organization that has really been able to bring them to heel is NACA, the Neighborhood Assistance Corporation of America, and while people are coming from New Jersey, Long Island, Connecticut, DC, even as far away as California, New Yorkers are sleeping on an opportunity that will save the very rooves over your heads.
I just spent the past three days at the Javits Center witnessing for my self people walking in looking as if they were on their last legs, dancing out praising NACA for having reduced their interest rates from 7.6% to 3%, and changing the mortgage from an adjustable rate to a fixed rate for the life of the loan (25 to 30 years or more). They brought 320 counselors from all over the US to provide face-to-face, hands on assistance to distressed homeowners. This is a win-win situation.
I interviewed Bruce Marks, the genius who founded NACA 22 years ago as a result of predatory lending practices in Boston. A union leader at the time, Marks found out that his fellow union members were being redlined, gouged, denied, and put into situations that were untenable. Over the past 22 years, NACA has put together a precision package that has made a critical difference, not just in Boston, but throughout the US. So much so that his organization is endorsed by HUD as the go-to people to save homes. The interview can be viewed online on www.onthespot.com.
But, why wait for the "movie", when the reality of saving your home is so much more compelling. Don't continue to be part of the statistics that depict homeowners in a deplorable state, at the mercy of lenders. It's time to take back your power, and the roof over your head. It's a subway/bus ride away to Javits Center.
And since most of the problems are being resolved the same day -- yes, I said the same day -- right then and there, this would probably be the best Christmas, Kwanzaa, gift you could give yourselves and your families. The peace of mind that the roof over your head is secure. Even those who have joined the ranks of the recently unemployed or under employed will be able to get assistance through NACA.
Now that I've gotten your attention, let me also say that they will be at the Jacob Javits Center today, Tuesday, December 15, all day from 9:00 AM til 8:00 PM.
Commedian D. L Hughley said on KISS-FM, after having paid a visit to the event on Friday, "This is no joke folks, get your stuff and get there. They are really doing same day restructuring of mortgages. Don't miss out."
I think I've made myself quite clear. If you don't own a home, but know someone who does, who is struggling -- pass this on to them. Do not sit on it. If you are part of a non-profit organization, and the most you've been able to get is a three-month trial modification or forebearance, send them to NACA at the Javits. It's about saving lives - homes - our community.
Stay Blessed &
ECLECTICALLY BLACK
Gloria Dulan-Wilson
I sent the following message out a few days ago. People from all over the tri-state area responded. New Yorkers, who have the highest rents and mortgages on the planet, appear to be comatose. I wonder if there's something in the water? That would explain why the water bills are so high. Anyway, I digress. This is the press release I sent out ahead of the event:
Subject: FOR IMMEDIATE RELEASE NACA'S SAVE THE DREAM FORECLOSURE PREVENTION AT JAVITS CENTER
For home owners and wannabe homeowners, NACA, the Neighborhood Assistance Corporation of America, will be at the Jacob Javits Center Friday, December 11 thru Tuesday, December 15, with their HOME SAVE PROGRAM, that has been instrumental in saving thousands of homes from foreclosure via complete and total restructuring of mortgage payments (as opposed to temporary modifications). The same day service has been performed now in 13 other states.
This is the first time NACA has brought their SAVE THE DREAM to the New York area. They have successfully saved homes in Atlanta, GA, Washington, DC, North and South Carolina.
Take advantage of this opportunity; pass it on to your friends, associates, neighbors or any one you are aware of who may be facing dire straits during this pervasive economic downturn.
Stay Blessed &
ECLECTICALLY BLACK
Gloria Dulan-Wilson
You guys, I have been trying to get NACA in Brooklyn for over a year now, because we need them. They not only prevent foreclosures, but they are the only program that actually provides you with free down payment and closing costs, and a full, 30 year fixed mortgage that is 1% below the prime interest rate. What's not to like? What's not to support? They're in nearly every state in the US, except New York, not because we are soooo special, but because we are on the late show. And while we struggle, or have to cross the Hudson and go to Newark for assistance, others are benefitting from their services.
Wake up New York, the world is eating your lunch, and you're about to be replaced by those who can afford what the greedy have made unaffordable for you. NACA may be able to stop the madness. But it's time for you to educate yourselves. Don't keep beating the stimulus package drum. Go on line. Educate yourselves about NACA. They've been around for 22 years. They didn't just start yesterday. And they're here to help.
I'm on my way to Javits. Hope I'll see you there.
Stay Blessed &
ECLECTICALLY BLACK
Gloria Dulan-Wilson
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Loan modification programs have been created to help the borrower keep their home during tough financial times.
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